The ploy is called pharming - a play on "phishing," another type of Internet fraud - and it involves highly skilled hackers who secretly redirect users' computers from financial sites to the scammers' fake ones, where they steal passwords and other personal information. Even the Web address looks the same.
Unlike phishing, where users click on links in e-mails and are taken to fake sites, pharming intercepts a user on his or her way to the bank or credit-card firm. And it potentially can affect thousands of users at a time.
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